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| Gasto retrocedió 0.56 por ciento en septiembre respecto a 

Liga segunda caída el consumo privado

Distrito Federal— Durante septiembre de 2014 el consumo privado bajó 0.56 por ciento respecto a agosto.

El Indicador Mensual del Consumo Privado en el Mercado Interior (IMCPMI) sumó con ello dos bajas a tasa mensual, debido a la reducción en los dos principales componentes que lo integran.

Los números del Instituto Nacional de Estadística y Geografía (Inegi) indican que la contracción en ese indicador experimentó en el octavo mes de 2014 se cifró en 0.25 por ciento, por lo que la variación negativa de septiembre se erigió en la más pronunciada en los últimos seis meses.

En su más reciente análisis de la economía mexicana el Banco de México (Banxico) llamó la atención sobre la debilidad del consumo interno.

“Algunos de los determinantes del consumo continúan mostrando cierta debilidad. En particular, la masa salarial de los trabajadores continúa siendo afectada por los bajos niveles del ingreso promedio real de la población ocupada”, apuntó el banco central en su Informe Trimestral julio-septiembre 2014.

De igual forma, Banxico encontró signos de debilidad del consumo en los bajos por el índice de confianza del consumidor y en la desaceleración del crédito al consumo.

Por origen de los bienes, en septiembre, el consumo de bienes de origen importado descendió 1.60 por ciento, resultado que no solo sirve para acumular dos periodos con declives, sino que es el peor desde noviembre del año pasado, cuando la caída fue de 3.89 por ciento.

El consumo de bienes y servicios de origen nacional total reculó por segundo mes en fila, con 0.65 por ciento en septiembre, al observarse mermas tanto en las dos variables que lo componen.

Después de dos avances a tasa mensual, durante septiembre, el consumo de bienes de origen nacional sucumbió 1.04 por ciento en relación a agosto.

En tanto, el consumo de servicios nacionales solo se movió ligeramente hacia arriba 0.08 por ciento, luego de cifras en contra en julio y agosto pasados.

 

121014 business pix1Nueva York— Luego de haber sido una esponja que aspiró una parte significativa del petróleo del mundo, Estados Unidos será exportador neto de crudo y otros hidrocarburos líquidos a finales de esta década, según los pronósticos de energía a largo plazo de ExxonMobil.

Agregó que una cantidad “casi indescriptible” de gas natural que se ha encontrado en los últimos años en Estados Unidos y otros lugares de América del Norte será suficiente para que la región sea una de las mayores exportadoras mundiales de ese combustible en 2025, incluso con la demanda interna en aumento, de acuerdo con el director de estrategia de Exxon, Bill Colton.

El pronóstico –que alegrará a los economistas pero que preocupará a los ambientalistas– sostiene que los dos productos principales de Exxon, petróleo y gas natural, serán abundantes y suficientemente asequibles.

Dijo que ello satisfará la creciente demanda de energía en el mundo en desarrollo, mientras la clase media del mundo crece de 2 mil millones de personas a 5 mil millones, y compra productos que requieren mucha energía, como automóviles y aparatos de aire acondicionado.

Esto es resultado de avances en la tecnología de perforación que han hecho posible alcanzar el petróleo y el gas en zonas no convencionales de la roca terrestre o en lugares extremos, con lo que han acallado la impresión de que el mundo se estaba quedando rápidamente sin petróleo.

Exxon hizo sus previsiones a pesar de que espera que habrá políticas cada vez más estrictas en todo el mundo para frenar las emisiones de dióxido de carbono y otros gases emitidos por el uso de combustibles fósiles, que según los científicos están provocando cambios peligrosos en el clima mundial.

La empresa realiza el informe, que se actualiza cada año, para prever cuáles serán las condiciones de suministro y demanda de energía del mundo hasta 2040. Usa el reporte para dar forma a su propia estrategia a largo plazo, pero inversores y responsables de políticas también lo consultan.

MIAMI – December 3, 2014 – Telemundo’s latest production “Tierra de Reyes” (Land of Honor) reached a cumulative audience of 2,161,000 total viewers and 1,206,000 adults 18 to 49 on premiere night, according to Nielsen.  Starring Aarón Díaz, Ana Lorena Sánchez, Gonzalo García Vivanco, Kimberly Dos Ramos, Christian de la Campa and Scarlet Gruber, alongside Fabián Ríos and Sonya Smith as “Cayetana,” the premiere averaged 1,226,000 total viewers and 612,000 adults 18 to 49.  “Tierra de Reyes” garnered a 10% growth in its time slot versus the last four weeks among adults 18-49 (612k vs. 558k).  Locally, the novela ranked #1, among Spanish-language networks in its time slot, in Miami and Philadelphia, among adults 18-49.

“Tierra de Reyes” was the #1 most social primetime show among Hispanic networks, in terms of unique authors and tweets, according to Nielsen Social.  Facebook posts promoting the premiere reached over 1.4 million people.

The original production tells the story of three brothers who seek revenge on the family they hold responsible for the tragic and mysterious death of their younger sister. Arturo (Aarón Díaz), Flavio (Gonzalo García Vivanco) and Samuel Reyes (Christian de la Campa), are three brothers who in search for the truth, decide to win the hearts of the beautiful daughters of wealthy hacienda owner Ignacio Del Junco (Ricardo Chavez), the man they suspect of causing their sister’s death.  As fate would have it, however, they become victims of their own trap, falling in love with their enemies, Sofía (Ana Lorena Sánchez), Irina (Kimberly Dos Ramos) and Andrea (Scarlet Gruber).

By Frank Clemente

Shoppers will be lining up at the crack of dawn on “Black Friday” for spectacular deals. What they don’t know is that the best bargains have already been taken – not by other shoppers, but by some of America’s largest corporations.

Walmart, the biggest corporation in America, with revenues of almost half a trillion dollars, gets a $1 billion tax break each year on average by exploiting federal tax loopholes, according to a new report from Americans for Tax Fairness. Taxpayers, even those lined up in the early morning darkness at giant retailers like Walmart, pay the price.

How? First, the more big corporations dodge paying their fair share of taxes, the more American families and small businesses have to make up, or else there is less money available for critical investments, such as rebuilding our crumbling roads and bridges, improving education and making college more affordable, or finding new medical cures.

When Black Friday shoppers check the prices, they’ll never see these hidden costs of tax avoidance. But when Americans figure out what’s going on they’ll have a bad case of the Black Friday Blues.

The $1 billion Walmart “saves” by ducking its fair share of federal taxes is a low estimate. It doesn’t count the taxes Walmart is avoiding on $21.4 billion in profits held offshore. Walmart has paid nothing to the U.S. Treasury on those earnings because corporations can indefinitely postpone paying U.S. taxes on offshore profits until they are brought back to America.

The retail giant is also working with other large corporations to deeply cut U.S. corporate tax rates. So while American families and small businesses continue to recover from the worst financial crisis since the Great Depression, huge corporations making record profits are trying to rewrite the law so they pay much less in taxes.

If these corporations are successful, they will blow a $1.3 trillion hole in the federal budget over the next 10 years. Walmart alone will pocket $720 million a year on average – in addition to the $1 billion it already “saves” from current tax loopholes.

Big companies know that cutting corporate taxes isn’t popular with the public. Americans are outraged that profitable companies like General Electric, Verizon and Boeing – as well as 23 others – paid absolutely nothing in taxes over the past five years, according to the watchdog group Citizens for Tax Justice. Polls showthat American families oppose lower corporate tax rates; instead, they want a more equitable tax system in which corporations and the wealthy pay their fair share.

Fighting for an unpopular cause like lowering corporate tax rates could hurt corporate brands with the public. So Walmart and other companies pay large industry coalitions to do the work of waging media campaigns and cajoling members of Congress. Walmart is the only big box retailer that gives to all three of the industry groups that are trying to put a good face on bad policy – the RATE (Reforming America’s Taxes Equitably) Coalition, Alliance for Competitive Taxation and the Business Roundtable.

These organizations decry the 35 percent tax rate corporations are supposed to pay on profits when they know full well that they actually pay far less. Profitable corporations paid U.S. income taxes amounting to just 12.6 percent of worldwide income in 2010, according to the Government Accountability Office.

Walmart itself sends 74 lobbyists to twist arms on Capitol Hill, and tax issues are its No. 1 priority. It has spent $32.6 million lobbying over the past five years. It also tries to buy access to lawmakers by contributing heavily to their campaigns – giving $6.1 million since 2009, disproportionately to members of the two Congressional tax-writing committees.

Walmart wants to convince shoppers to flock to its stores on Black Friday to take advantage of low prices. What it doesn’t want you to know is that those prices come at a high cost of taxes dodged.

If large corporations succeed in slashing corporate tax rates, the effects on our country will be severe. For millions of American families and small businesses it will mean higher taxes, fewer services or a higher national debt.  Today’s “Black Friday blues” could turn into a full-blown economic hangover.

Clemente is executive director of Americans for Tax Fairness, a coalition of 425 national and state organizations.

Helsinki— Nokia está de vuelta y parece que Windows no es su amigo. Apenas unos meses después de que le vendió su dañada unidad de teléfonos a Microsoft, la compañía finlandesa ha lanzado una tableta.

El nuevo dispositivo usa Android como sistema operativo en lugar de Windows, el mismo sistema que Nokia adoptó en sus teléfonos celulares cuando inició una alianza estratégica con Microsoft en 2011.

La nueva tableta N1, de 7.9 pulgadas, estará disponible primero en China en el primer trimestre de 2015, con un precio aproximado de 250 dólares, antes de ser introducida en otros mercados.

Sebastian Nystrom, director de la unidad de tecnologías de Nokia, dijo el martes que el ex líder mundial de telefonía móvil estaba “complacido de llevar de nuevo la marca Nokia a las manos de los consumidores”.

Las ganancias de Nokia han mejorado desde que vendió su unidad de celulares a Microsoft, por 7 mil 200 millones de dólares. La compañía quedó muy adelgazada. Sus tres operaciones restantes son redes, mapeo y software.

Distrito Federal– La red social Facebook presentó una nueva aplicación llamada Facebook Groups para teléfonos y tabletas, una app para ayudar a los usuarios a mantenerse en contacto con todos sus grupos de Facebook y encontrar otros nuevos de una forma más rápida y ordenada.

Como se menciona en el sitio Mashable, los usuarios podrán ver una lista de los grupos a los que pertenecen, destacando los que visitan con más frecuencia. Asimismo, también ofrece recomendaciones en la pestaña “descubrir”, en donde se considera las preferencias de los usuarios, los grupos a los que pertenecen sus amigos y una selección de los que se han creado cerca de donde viven.

Al igual que con Facebook Messenger, la compañía mencionó que una aplicación independiente hará que el servicio sea más rápido en el móvil para organizar, editar y utilizar mejor sus grupos.

La empresa afirma que el uso de la aplicación independiente no influye en la aplicación estándar de Facebook y explica que los usuarios podrán seguir utilizando la función de grupos ahí si así lo desean, ya que esta app es de descarga opcional, a diferencia de Facebook Messenger.

La aplicación está disponible Android e iOS, y es gratuita.

By Dr. Venus Opal Reese

In terms of growth in business ownership, women have been soaring past men, averaging increases 1.5 times the national average, according to the 2014 State of Women-Owned Businesses Report by American Express Open.

There are nearly 9.1 million women-owned businesses providing jobs for nearly 7.9 million people and generating more than $1.4 trillion, according to the report.

Leading the skyrocketing growth are women of color, who now own one of every three female-owned businesses – up from one in six in 1997. Black women alone generate $49.5 billion a year in revenue.

“What’s interesting is that these businesses match or exceed their peers in terms of numbers, employment and revenue – until they hit the $1 million mark,” says Dr. Venus Opal Reese, CEO of Defy Impossible, Inc. (www.DefyImpossible.com), a coaching business that helps black women — and men and women of all ethnicities — break the seven-figure ceiling.

“At $1 million, they start lagging behind. Despite their bigger-than-average numbers, women’s businesses are still smaller than average.”

Reese says female CEOs black and white tend to unconsciously start sabotaging their success just as they’re growing into greatness. Why?

“From the time we’re babies, society – often our own families, too — measure our worth based on how we measure up to their expectations. So we end up measuring our value on those same expectations, not the values that come from our true, authentic self. That sets up some real conflicts as we build successful businesses,” Reese says.

How to overcome that? To “defy impossible”?

Reese, who went from living on the streets as a teen in Baltimore to earning her Ph.D. from Stanford, shares these tips:

•  Know your worth in dollars and cents.

Most women tend to accept the unspoken expectation that people will notice and reward us. That’s a mistake. If you over-give or over-work, you actually train your environment to expect you to give without compensation. Start calculating the time, money and resources you bring (or save) your clients or company. Write it down. When you are ready to up your rates or ask for a raise, you will not be depending on good will. You will have hard data to back up your hard work.

•  Trust that you are more than enough.

Too often we look outside of ourselves for validation. Sometimes we think a degree or a title will give us the “right” to be paid top dollar. You are brilliant. Start noticing that when you show up, things get better, they get done, and people soar. When you trust that you are enough, you stop backing down and you start standing for yourself — no credential needed.

•  Heal your heart.

Money is a heart condition. Think of money as energy. Energy needs a conduit. Most women lead with our hearts. Whenever you are harboring resentment, regret, anger, resignation or fear, you are blocking yourself from your seven-figure future. When our hearts are congested with negative energy, we block our wealth.

•  Invest in yourself.

As her business grew, there came a point when Reese realized she – and it – had outgrown many of the support staff that had been perfectly suitable when she was just starting out. To get the people she needed, she doubled and, in some cases, quadrupled salaries.

“I believe in putting money in me instead of on me,” she says. “When I hire proven professionals, I am investing in my peace of mind and quality time with my loved ones. When you ‘hire up,’ you say to yourself and the Universe, ‘I trust you and I trust me to produce a return on this investment tenfold.’

“Now that I have a top-tier team, I have the mental space, creativity, and peace of mind to focus on high-level joint ventures.”

•  Learn how to monetize.

Until you can reliably bring in new money, you will be a slave. The best investment Reese says she ever made in herself was learning how to package, position, and price her expertise.

“When you learn how to monetize, you get freedom. You don’t have to depend on a man, or a job, or the government for security. And when you learn how to close sales with confidence, your money skyrockets!”

About Dr. Venus Opal Reese

Dr. Venus Opal Reese, CEO of Defy Impossible, Inc. (www.DefyImpossible.com), is an acclaimed international speaker; CEO Mindset, Messaging and Marketing Mentor; and entrepreneur coach.

MADISON – The Mid-west Energy Research Consortium (M-WERC) board of directors appointed Corradini chairman during their October meeting. Corradini proceeds MaryAnn Wright of Johnson Controls as chair.

Corradini will serve a two-year term as the chair of M-WERC, a Milwaukee-based consortium of researchers and industry representatives focused on driving the Midwest’s energy, power, and control industry.

“M-WERC is a tremendous force for expanding the Midwest’s energy industry,” said Corradini. “I am excited to be a part of it.”

Corradini, who joined the board in 2013 and previously served as vice chair, is a nationally recognized nuclear energy expert. His recent industry activities include serving as president of the American Nuclear Society from 2012-2013, chair of the French Atomic Energy Agency Scientific Review Committee, and member of the U.S. Department of Energy’s Advisory Committee. He is both a mechanical and nuclear engineer with research interests centered primarily in thermal hydraulics and multiphase flow.

Corradini also directs the Wisconsin Energy Institute, an energy research meta-center comprised of more than 100 UW-Madison faculty members working to create clean energy technologies.

“Mike has been a tremendous asset to M-WERC and its members, and is an outstanding fit for this position,” said M-WERC Executive Director and CEO Alan Perlstein.  “As board chair, Mike will continue to provide critical research and industry leadership, and help us to expand our strategic partnerships.”

M-WERC was founded in 2009 by three universities and four industrial companies to focus on conducting collaborative and transformative energy-related seed research. It has grown to more than 75 members with an annual budget of more than $1 million. Today M-WERC is dedicated to making the Midwest region the leader in energy, power and controls. It has five core mission areas: technology innovation; market and industry expansion; public policy support; workforce development; and organization development and strategic collaboration.

It encompasses the states of Wisconsin, Illinois, Minnesota, Iowa, Indiana, Ohio, Michigan and Missouri. For more information on M-WERC visit us online at m-werc.org or follow us on Twitter at @MWERC.

West Milwaukee – Guardian Credit Union is excited to announce our treasure hunt to take placethis Friday, November 7th, 2014.

By following the clues posted on Guardian Credit Union’s Facebook and Twitter sites, the public will learn the details of the event including the date, time, location, and prizes to be found at the hunt.

The clues will be posted regularly throughout the week on Facebook and Twitter. Cooperation between our followers on social media is encouraged. On Friday, before the hunt, the location will be confirmed on Facebook by GCU and the hunt will begin.

The day of the hunt, the public will be able to search the location for fifty gift cards, ranging in dollar amount, and enjoy complimentary treats from a local company.

The GCU Treasure Hunt is to promote the new Discover debit card now available at GCU.

West Allis, WI – Stand Rock Hospitality, a hotel development, management and investment company in Wisconsin Dells, Wis., together with First Pathway Partners, announced today that construction is officially underway on the new full-service Hampton Inn & Suites in West Allis, WI.

Scheduled to open in August, 2015, the four-story hotel will feature 101 well-appointed guestrooms with free high-speed wireless internet access, 8,000 square feet of meeting and banquet space comfortably accommodating up to 300, swimming pool, fitness center, business center and 24-hour Pavilion Pantry Market.

According to the economic impact study done by Midwest Regional economist Dr. Paul Sommers, when it opens next year, the hotel will create 30 full and part-time jobs.

“West Allis is an ideal market location for a first-class Hampton Inn & Suites. The location is convenient for both business and leisure travelers with easy access off of I-94 and a prime location near the Wisconsin State Fair and other area attractions,” said Pete Helland, managing member of Stand Rock Hospitality. “We are confident it will be extremely successful with state-of-the-art amenities and outstanding hospitality and customer service.”

The City of West Allis sold the 4.5-acre lot at the corner of West Greenfield Avenue and South 82nd Street for $2 in return for an agreement from the developers to make significant investments to control storm water as part of the development.

In addition to funding through the sale of New Markets Tax Credits, the Hampton Inn & Suites project is made possible by a commitment of more than $9.5 million from FirstPathway Partner’s foreign investors through the EB-5 program.

“This is really a great project not only for our investors but for the city of West Allis and the greater Milwaukee area,” said First Pathway Partners CEO Robert Kraft. “This is yet another great example of a successful project created in part by investors involved in the EB-5 program.”

“With more than one million visitors in our community each year for events at state fair park,  we are excited about the opportunity to provide additional options for guests to stay overnight in our city,” said West Allis Mayor Dan Devine. “This facility will also offer our business community another option for their visitors, or for hosting meetings and conferences.”

Madison based Horizon Construction Group will serve as general contractor on the project.

San Francisco— Apple vendió 39.3 millones de iPhones en el último trimestre, o 16% más que hace un año, con lo cual estableció un récord para el trimestre, informó ayer la propia empresa.

Esto se debe en parte a la emoción que generaron los nuevos modelos iPhone 6 y 6 Plus que Apple comenzó a vender el mes pasado.

El aumento en las ventas del iPhone ayudó a la compañía a superar las expectativas de Wall Street para los tres meses que terminaron el 27 de septiembre.

En total, las ganancias de la empresa crecieron más de 12 % con respecto a hace un año, a 8.5 billones de dólares. Las ventas totales también aumentaron más del 12%, a 42.1 billones.

Aunque las ventas del iPhone aumentaron, Apple también vendió 13% menos tabletas iPad que hace un año.

La cifra se conoce tras un declive que abarca las ventas de todo el sector de los computadores tipo “tablet”. Sin embargo, la compañía reportó ventas de iPad por debajo de las expectativas de los analistas.

MILWAUKEE – Northwestern Mutual has added two multicultural marketing experts to its Diversity and Inclusion team.

Jose Gomez, director of diversity and inclusion, leadership development, is responsible for designing and delivering leading edge solutions in diversity, inclusion and multicultural leadership consulting strategies. His expertise includes the areas of workforce, community, marketplace, and leadership diversity.

Based in Milwaukee, Gomez previously was senior managing partner of Denver-based Multicultural Solutions, a diversity, bilingual communications and public affairs company focusing on multicultural strategies, training and communications.

Prior to that Gomez served as director of diversity and corporate relations at Brinker International; as well as senior manager, corporate affairs and diversity at Walmart Stores, Inc.; and director of the Hispanic Alliance for Career Enhancement (HACE) in Chicago, a national non-profit organization dedicated to creating professional development and workforce diversity programs. He holds an undergraduate degree from the University of Illinois at Urbana-Champaign.

Luis Cachua, director multicultural markets, will develop and lead the company’s Hispanic-integrated marketing initiatives out of Los Angeles. Cachua will be working with Northwestern Mutual’s cross functional teams and external Hispanic community partners.

Cachua comes to Northwestern Mutual with significant marketing experience in financial services, having worked on multicultural market development with Wells Fargo, most recently as vice president of diverse segments strategy including management of national sponsorships and design of integrated marketing plans. Cachua holds an undergraduate degree from the University of Southern California.

“Both Jose and Luis understand the financial-services industry, are bilingual, and will be valuable assets as we continue to expand our Hispanic-market initiatives”, said Chris Meece, director of multicultural market strategy at Northwestern Mutual.

“They not only bring a wealth of diversity experience in both the corporate and nonprofit worlds, they also share our belief that our company’s brand values align well with those of the Hispanic market – building trust, keeping promises, and doing the right thing for your family.”

Northwestern Mutual offers a number of tools designed specifically to help Hispanic clients and their families achieve financial security, including an informational microsite in English and Spanish and a variety of Spanish-language materials and videos on financial planning, available through Northwestern Mutual Financial Representatives.

 

MILWAUKEE – Vangard Group is pleased to announce that it will convert the Historic Germania Building at 135 W. Wells St. into beautiful apartment homes with street-level commercial space.  During an Oct 6th press conference Vangard was named a recipient of the 2014 High Impact Project Reserve and awarded $8.1 million in reserve tax credits by the Wisconsin Housing and Economic Development Authority (WHEDA) for this project. Vangard Group and its partners have a proven track record for expanding and developing innovative projects nationally with significant downtown catalytic development experience.

Vangard President Kalan Haywood believes, “As part of the city’s comprehensive plan to bring more housing to the downtown community, we are confident this project has the catalytic impact to spur future development and will create jobs for this community.”

Vangard will honor the legacy of the Germania Building, once the largest publisher of German-language newspapers in the nation. Haywood believes that high-level of recognition can be discovered again. “This can be the template for other cities on how to recharge and revive downtown areas;” he said. This is the heart of downtown – we can create spaces so people can live, work and play, he added.

Construction on the 18-month project is expected to begin in January 2015 and is expected to provide 73 construction jobs, according to Lieutenant Governor Rebecca Kleefisch who was on hand to congratulate Vangard Group.

MILWAUKEE — Milwaukee Department of Neighborhood Services reports that Potawatomi Casino is aggressively to  treat the bed bugs found at the casino tables.

However, questions have arisen as to why patrons weren’t notified of the problem sooner.

CBS 58 reports that DHS “combed through code and found that there’s no requirement to notify customers”.

The city and private inspector, Dave Kusnierke, says bed bugs are not considered a health risk.

CBS 58 asked Kusnierek if public or private entities are required to notify customers. His response was, “No they are not.”

Kusnierek says, “Some states require that they have a notice on the door that they’ve been treated for bed bugs, but in Milwaukee that’s not the case, not that I’m aware of.”

According to CBS 58, Milwaukee officials state that “…bed bug numbers this year are similar to last year. January to July 2013 bed bug cases were at 146. January to July 2014 bed bug cases were at 152 confirmed cases.

Residents interviewed by CBS 58 say they should be notified of bed bug infestation.

Dan Feurer says, “I’d say it’s pretty sleazy, and I’d say that’s wrong.”

Jim Farmer says, “With such a serious issue, you don’t want to take it home, I’d be really upset.”

MILWAUKEE – Statistics show that first-generation, low-income college students are four times more likely to leave higher education after their first year, and nearly half of those students who return will leave college without earning their degrees.1 Northwestern Mutual, through its Foundation, is working to change those statistics through its Milwaukee Neighborhood Scholarship Program, by awarding more than $85,000 in college scholarships to 12 first-generation students from the Amani, Metcalfe Park and Muskego Way neighborhoods.

“Giving local students opportunities to succeed in their post-secondary education ensures that we are developing future leaders of the community,” said John Kordsmeier, president, Northwestern Mutual Foundation. “First-generation students from lower income neighborhoods face a number of barriers such as financial resources. We are confident this group will succeed and these scholarships will help remove some of these significant hurdles.”

Additional obstacles for first-generation college students are lack of exposure to professional role models and limited networking knowledge. Northwestern Mutual is helping to eliminate these obstacles by matching each scholarship recipient with an employee mentor, with the goal of making sure that each student makes the transition from college to the their career path.  Earlier this year, nearly 75 students filled out applications detailing his or her academic achievements and community involvement to earn scholarships to eight eligible area college and universities. The 12 scholarship recipients who were selected are involved in a wide range of activities outside of the classroom including student government, community service and part-time jobs or internships. The scholarships are renewable and will increase in value for each year the student stays in school and achieves the set grade-point average.

This scholarship program helps address two of the Northwestern Mutual Foundation’s key focus areas: post-secondary education and neighborhoods. A thriving community is made up of educated and compassionate people, and Northwestern Mutual’s commitment to the Amani, Metcalfe Park and Muskego Way neighborhoods helps improve the quality of life for more than 70,000 people.

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Milwaukee – Lockton’s Milwaukee office announced the addition of Account Executive Tom Gabriel and Senior Account Manager, Lori Koslowski. Lockton is the world’s largest privately held, independent insurance broker.

“John O’Connor and I are fortunate to be working with Lori and Tom,” said Bill Crowley, Senior Vice President at Lockton. “Their collective industry experience and market relationships are invaluable, as is their ability to delve into our clients’ needs and concerns.”

Tom joins Lockton with more than 25 years of experience in the employee benefits’ arena. Most recently, he acted as a Senior Consultant at Laurus Strategies after building his insurance experience with WellPoint and Anthem Blue Cross and Blue Shield WI.

Tom received his bachelor’s degree from Otterbein College in Westerville, OH.

Lori brings with her more than 20 years of experience in employee benefits, data analysis, compensation, healthcare consulting, and account management. Prior to joining Lockton, Lori was at The Benefit Services Group. She holds an MBA from Marquette University in addition to a bachelor’s degree from the University of Wisconsin-Green Bay.  “Tom and Lori will be tremendous assets to the Milwaukee office,” said John O’Connor, Senior Vice President at Lockton. “They have strong backgrounds in benefits consulting, data analysis and underwriting, which will translate into strong employer relationships and overall client satisfaction.”

MILWAUKEE- In response to the 7th Circuit Court of Appeals ruling on the controversial voter photo ID law, The Coalition to Protect Wisconsin Elections and the African American Roundtable responded with concern and determination at a community press conference today at the NAACP’s Milwaukee office.

A major theme was the concern eligible voters would not be able to vote given the last minute ruling and decision.

“In Wisconsin, we take seriously integrity in our elections and the system is trusted.” Said Chris Ahmuty, Executive Director of WI ACLU. “We are concerned this last minute decision hurts the integrity of our WI elections. This makes elections less likely to be free, fair, and accessible.”

The Coalition to Protect Wisconsin Elections estimates the State of Wisconsin, the Government Accountability Board, School Campuses, and the DMV are not ready with staff and resources to properly implement this last minute decision. This is a primary point of worry for the coalition.

One large group of people who will need attention iscollege students, especially from out of state, who only have a student ID as a photo ID. Currently, most student IDs do not comply with this Photo ID ruling.   One student called this last minute law as a challenge that students will not back down from.

“Before I was a student at UW Waukesha, I was a solider in the US Army, where I served my country in Kandahar Province. I did not fight for our democratic values in Afghanistan, to have Gov. Walker threaten our democracy in Wisconsin.”  Saul Newton, Student and Veteran. Newton went on to say, “Governor Walker claims we need Voter ID because of fraud. Let me tell you, the real fraud is politicians who try to manipulate the process for political gain.”

“Who are the victims of last minute voting laws? Seniors, veterans, poor, minorities, students, homeless, people with disabilities and people of color,” said community organizer Anita Johnson who has been speaking at churches since May saying that people would not need a photo ID. Johnson said she would try to go back to as many churches as possible to spread the word. “We all have to work to make sure all eligible citizen in Wisconsin are able to exercise their right to vote and to make sure elections are free, fair and accessible to all eligible citizens.”

Aunque el 100 por ciento (%) de las pequeñas y medianas empresas (Pymes) reconocen la importancia de un Departamento de Recursos Humanos, un 57% no lo poseen y tampoco cuentan con un especialista en el área, lo cual permite mayores reclamaciones laborales ante las agencias reguladoras.

En los Pymes la función de recursos humanos usualmente queda en manos del contable, dueño o un asistente de muchos años en la empresa, el cual usualmente es la persona de confianza. En muchas de las empresas la gestión de recursos humanos se delega a funciones transaccionales que se ejecutan como segunda prioridad del negocio.

“La función de los recursos humanos se ha convertido en una sumamente compleja, tanto así que se han desarrollado especialidades a través del tiempo. No es posible ser un experto en todas las facetas del campo aun con estudios formales”, sostuvo Jaime Núñez, presidente de uBoss, firma consultora de recursos humanos.

Ante esa carencia de un departamento de recursos humanos, a los empresarios les preocupa el área de relaciones laborales, la administración de beneficios, principalmente el plan médico, y el reclutamiento. En el segmento de las relaciones laborales les preocupa los asuntos disciplinarios, políticas, procedimientos y manuales de los empleados. Del estudio realizado por uBoss, 29% de las empresas tienen reclamaciones en el Departamento del Trabajo estatal o federal, y de estas el 90% son por despido injustificado y otro 10% de problemas salariales.

De dichas reclamaciones el 70% las pierden los patronos. “Al no haber una estructura de recursos humanos, no existen unos procesos de documentación adecuados que sostengan el caso para probar una decisión bajo la Ley 80. Esa práctica tiene a su vez unos costos”, explicó.

Se estima que en promedio por reclamación se paga unos $15,600, pero existen reclamaciones que pueden ir desde unos $1,000 hasta $50,000. “Para un negocio grande puede no representar mucho pero para los Pymes puede representar hasta el cierre de sus operaciones. Por eso la importancia de un departamento de recursos humanos, quienes tienen el peritaje para lidiar con este tipo de situación”, añadió.

En el área de reclutamiento el mayor problema que encuentran es que aunque existe una alta demanda de empleo, en muchas ocasiones cuando les urge contratar no encuentran lo que necesita. Sin embargo, del estudio se desprende que en un 82% los Pymes tienen que mejorar su área de adiestramiento, principalmente en el segmento de salud y seguridad, un segmento altamente fiscalizado por OSHA y que a su vez representa la protección del principal activo de las empresas, su personal.

“Con esta situación económica, las empresas han optado hacer más con menos personal, lo que sobre carga las funciones y en muchas ocasiones pueden incurrir en multas por parte de OSHA por incumplimiento en requisitos básicos de cumplimiento en salud y seguridad. Los recursos humanos no han ido evolucionando en la Pymes con el tiempo como en las grandes empresas. El no cumplir con las leyes y reglamentos porque se desconocen los procesos al final del día cuesta mucho dinero, máxime cuando en la Isla existe una legislación laboral altamente complicada y proteccionista. El tener un departamento de recursos humanos y poseer los adiestramientos al día, lejos de ser un gasto es una inversión”, acotó Núñez.

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